How Wealthy people protect their assets?

Do not pay tax on assets until it produce cash.

What are your assets, home, real estates, businesses, stocks and bonds.

The key is to borrow against those assets at lower interest rate and use the money as spending money.

Keep those assets and transfer to your children before you die because it is tax-free or minimum tax.

Money from work is taxPoor or middle-class people use wages and salaries to pay living expenses.